No one makes a good financial decision living in fear. And, right now a lot of people are consumed by fear. They are searching every bit of media, real or not, for all the doom & gloom of what is happening in the world today. This not only makes them worry about getting sick & dying but it also makes them worry about their finances. Fear is debilitating, it shuts you down but you need to STOP. Take a breathe. Then take action. In time of crisis when you have lost your income you have to protect every dollar. The needed not wanted. The needed include: a roof over your head, electricity, food & internet. Work out your basic costs, cancel all payments coming out of your bank account. Contact any creditors & request extensions. You can’t solve everything right now but it will give you some time to breathe.